LIFE INSURANCE
Help protect your dependents financially in the event of your death. Properly positioned, the benefit from a life insurance policy can potentially provide a steady stream of income for your family. It can also provide liquid capital to pay estate taxes and other obligations. We'll review options like term, whole life, universal life and variable life insurance, and recommend the products that fit your situation.
DISABILITY INSURANCE
Protect yourself from loss of income if you're not able to work with long-term and short-term disability insurance. Short-term disability policies generally pay benefits sooner; and may pay benefits for periods ranging from three months to two years, depending on your policy. Long-term disability policies may pay benefits for several years, up to age 65, or even for a lifetime.
Having both types of policies is ideal, but if you have to choose just one, we can help you understand the options.